Long-term warranty and insurance for Build to Rent
Market-leading and bespoke warranty and insurance
Protect your assets into the future
We are the UK’s leading provider of warranty and insurance for new homes, with over 1.4 million homes currently under cover. We understand the needs and demands of the Build to Rent sector, recognising the long-term nature of retaining assets. And, as a direct insurer, we underwrite our own policies, with a dedicated underwriting team on hand to discuss your bespoke requirements, working with you to provide the cover you need, when you need it. Therefore we are a partner in identifying and mitigating design and construction risk from the outset of a development working to ensure a design life of at least sixty years and providing warranty and insurance.
We’ve been consistently raising standards in construction for over 80 years, empowering the industry to provide the best high quality homes for customers. The NHBC name is known and trusted by investors, funders and consumers alike.
Policy features include:
- no excesses to pay on claims (minimum claim value applies)
- 2-year Builder Warranty Period
- option to extend cover to 12 years
- high limits in excess of £25 million
- loss of rent cover and alternative acccommodation
The benefits of partnering with NHBC
-
Build to Rent construction projects can involve a significant level of risk, with potentially major consequences for developers, investors and tenants. Financial, environmental and reputational factors all come into play. From day one, our advice and support aims to mitigate specific, tangible risks to your projects, whilst maximising the quality of construction and safeguarding your investors’ long-term assets.
-
Our partnership ethos focuses on working with you from the earliest opportunity to help you deliver homes of the highest quality and value.
Via early engagement in design reviews, our technical specialists will become a key part of your design and development team detecting any risk of defects. They provide expertise and advice to help design out and prevent risks such as structural defects or fire safety issues. We work to ensure a design life for buildings of at least 60 years.
-
Our in-house technical experts will provide your project team with dedicated support, managing the project during different construction milestones.
We have our own inspectors, surveyors and construction quality specialists who support your contractors to meet the standards required. For large and complex developments, particularly high rise, we have our specialist Major Projects Team and fire-safety experts, many of whom have worked on some of the most iconic developments of recent times.
Over one million annual inspections and years of claims data provides a unique depth and breadth of construction quality insight.
-
We provide rigorous on-site inspections, checking for, advising on and working with the contractor on quality matters through key stages for each project:
- foundation excavation with inspections completed as foundation systems are created
- superstructure inspections with frequency of visits determined on a project basis
- first fix inspections completed when all first fix elements of plumbing and electrical work has been completed, prior to cladding of walls and ceilings
- pre handover checks at the final stage prior to occupation.
We also complete intermediate inspections which assess completed build elements between key stages outlined above while frequency inspections will be carried out at least once a month by one of our building inspectors.
-
Our construction quality service will analyse, assess and report on the quality of construction being delivered on your site, benchmarking the scheme against other sites, allowing you to assess performance and consider any areas where improvement is necessary. This provides a league table of the best performing vs least performing sites with a focus on good practice and how to push construction quality as well as providing a barometer of contractor and site performance.
-
We’re proud to be leading the way in building confidence in MMC with NHBC Accepts, fast-tracking innovative systems for use in homes covered by all NHBC warranty and insurance policies. An NHBC Accepts logo shows that a system has been rigorously assessed and subject to correct design and installation, meets our robust Standards. There are a growing number of organisations that require products to be listed as NHBC Accepts, and the service is recognised by key industry stakeholders, including Homes England and UK Finance.
Additional services
Land quality service
Our geotechnical and geo-environmental specialists de-risk land acquisition and ensure the site is suitable for residential development.
Training and qualifications
Help maintain high standards throughout the design and construction process with NVQs, apprenticeships and accredited training.
Data and insights services
A wealth of data from the million-plus inspections we carry out each year, appended with claims data to support the identification and resolution of construction quality issues.
Learn more about our warranty and insurance products and services
Tell us about your organisation, development size and enquiry by completing the web form below. We will be happy to help you explore NHBC's warranty and insurance products and services. Please allow up to 3 working days for a response.